Andrew Czarkowski joins Momentum Wealth Management as Managing Director and Partner, bringing a sophisticated pedigree in private wealth advisory and behavioral finance. Prior to joining Momentum, Andrew served as a Vice President and Financial Advisor at Merrill Lynch in Northbrook, where he managed complex portfolios for a discerning clientele.

His extensive tenure in the institutional sector includes senior roles as a Private Client Advisor at JPMorgan and key positions at UBS Financial Services in Chicago. With over 15 years of experience, Andrew has developed a specialized expertise in navigating the unique capital structures and challenges faced by high-net-worth individuals, business owners, and multi-generational families.

Andrew's investment philosophy is anchored in "intellectual discipline," a methodology designed to insulate clients from emotional volatility through a collaborative, hands-on approach. His practice is built on the fundamental pillars of transparency, risk mitigation, and the precise alignment of capital with long-term lifestyle objectives.

Beyond the technical mechanics of wealth, Andrew integrates a deep understanding of behavioral psychology to provide clients with a sense of clarity and peace of mind. By facilitating mindfulness-based conversations and practicing deep listening, he helps families define and execute the true impact they wish to achieve.

A graduate of the McCombs School of Business at the University of Texas at Austin, Andrew holds his Series 7 and 66 registrations, along with health, life, and variable annuity insurance certifications.

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